Preventing Water Damage with Commercial Insurance in Massachusetts

Water damage to your business premises may be more than an inconvenience - it may shut down your operations and result in a claim being made on your commercial insurance in Massachusetts. Winters are potentially wet and harsh but regardless of the rainy weather, water damage may occur due to other factors.

• Adequate attic insulation and ventilation is vital to help prevent dampness from damaging roofing material from the inside allowing water to enter.
• Malfunctioning appliances are a common source of water leakage due to condensation causing rust damage and letting water break through. Air conditioning units, water heaters and refrigerators are typical culprits.
• Drains and pipes are vulnerable to blockages that may cause overflow in sinks and toilets.
• Depending on the location of your business in Massachusetts, snow and freezing conditions may cause water to freeze and potentially crack and rupture water pipes.

Investing in a leak detection system might be a worthwhile consideration if your business premises appear susceptible to possible damage from water. These devices often have a wide range of functions but usually consist of an alarm and an automatic shut off valve if moisture is sensed.

While regular maintenance may help prevent some potential water leakage problems others are difficult or impossible to predict. To ensure you’re not left out of pocket in the event water damage does occur in the future, check your business is adequately covered by commercial insurance in Massachusetts. Insurance agents will be happy to advise you further on water damage coverage.

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