Flood Insurance, Massachusetts Residents, and Essential Protection for Your Home!
You don’t have to be living next to a waterway to have your home devastated by flood. Did you know that standard homeowners insurances don’t cover damage due to flooding? To give your home protection and yourself peace of mind you need protection. With flood insurance, Massachusetts residents will no longer be vulnerable to many flooding damage costs resulting from including sudden heavy rain, coastal flooding and snow melts. Here is a checklist for investing in flood insurance:
- Check the flood map for your district, this can be found at the Federal Emergency Management Agency (FEMA) website, if your home is located in an extremely low risk area such as on a hill you may not be permitted to buy flood insurance.
- Often renters don’t purchase flood insurance because the building is already insured. This leaves your personal items at risk, having insurance on your contents will make certain you can replace your belongings if a flood occurs.
- Don’t rely on disaster relief to financially assist you if your home is damaged by flood. People living in federal disaster areas are usually only offered low interest loans and often this doesn’t happen quickly.
Just two inches of water can cause significant damage so don’t risk losing your home and possessions because you don’t have flood insurance. Massachusetts has in the past proved to be susceptible to flooding and protecting your home should be your priority. With DiVirgilio Insurance, you can rely on us for the coverage you need!