Whether you own a small business or a large-scale corporation, offering a comprehensive group benefits package is beneficial not only to your employees, but also to the success of your company. The costs associated with providing health, dental and disability benefits to your workers can seem daunting, but a properly constructed benefits plan can also result in the attraction of higher level talent, increased productivity, higher retention levels and healthier employees.
What does the Affordable Care Act mean for employers?
The world of health insurance has changed substantially over the past few years. Though still relatively new, the Affordable Care Act (ACA) presents a unique set of challenges for employers. Sorting through the rules and regulations can be confusing; that’s where we come in. At DiVirgilio Insurance, we use our expert knowledge of the ACA to design group health plans that meet or exceed federal health care requirements—all at a reasonable cost to employers. As a business owner, you should be focusing on your daily operations, business continuity, production and productivity. But it’s OUR business to focus on insurance and stay current on all associated regulatory changes. In short, our business is to look out for yours.
More than just medical benefits
While the ACA outlines health care provisions, group benefits options span far beyond basic medical coverage. In addition to health insurance, consider the following:
- Dental coverage
- Vision plans
- Term life insurance
- Whole life insurance
- Disability insurance
Providing an attractive benefits package for your staff while maximizing a return on that investment requires a delicate balance. The agents at DiVirgilio Insurance are skilled at finding coverage for your employees that will keep productivity high and costs low.
If you’re feeling overwhelmed by the notion of finding group benefits for your staff, or if you would like a free audit of the package you currently offer, contact DiVigilio Insurance; we can help. Call 781-592-5220 or fill out the form on this page.